Invest in making your people feel better off

Most benefits are under-used and under-appreciated. We help your employees feel more financially secure – and engage with the benefits you’ve invested in.

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Poor financial wellbeing affects performance – and your bottom line

When employees are worried about money, they don’t bring their best to work.

1 in 4 employees say money worries affect their ability to do their job

CIPD, 2023

£1,600 per employee per year lost in productivity due to financial stress

Yorkshire Building Society / CEBR, 2023

Employees under financial pressure are 2.5x more likely to be looking for a new job

Wagestream, 2023

A flexible pricing model with three levels of support

1. Guidance

Every employee gets personalised guidance as standard.

You’ll get:

  • Reserved access to the right number of coaches and advisers for your workforce
  • Access to our core services
  • Free 1-to-1 sessions for all employees
  • Financial education
  • Mortgage advice
  • Will writing
  • A tailored launch and engagement plan
  • Ongoing support from our employer success team, with business-level insights to drive impact

Pricing is based on your company size and engagement needs. Get in touch and we’ll help build the right plan for you.

2. Planning

There’s also the option of receiving a financial plan.

For employees that want more, we offer a personalised financial planning journey for £299 per employee (only charged for employees that opt in).

You choose how to cover the cost for these employees:

  • Employer Funded: You cover the full cost for any employee who opts in. You’ll only pay for those who use it.
  • Salary Sacrifice:
Employees pay from pre-tax salary and spread the cost over 12 months. It saves them ~40% – and they can only get that discount through you.
  • Shared Cost:
Split the fee with employees to keep it budget-friendly and ensure shared commitment.

3. Action

Stay on track with expert investment advice.

100% employee funded. Anyone can choose to stay on track with expert investment advice.

They get:

  • Personalised recommendations: Clarity on how much to save and invest for their goals
  • Ongoing 1-to-1 support
Access to their coach or adviser whenever life or the market changes
  • Annual reviews:
Yearly check-ins to update their plan and review their investments

Employees get high quality, low cost portfolios with no hidden costs and no feed for top-ups or switching.

Trusted by some of the best UK employers

100,000s of employees have access to Octopus Money