The future you want starts with a plan
With a clear financial forecast, expert 1-to-1 support and a simple way to manage your investments, you’ll feel confident you’re making the right decisions with your money.
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Refreshingly human
Ongoing support from real, friendly people
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Proven expertise
25+ years’ experience managing billions in assets*
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Exceptional value
Get help with your money at a fair, transparent price
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A force for good
A B Corp built to change the industry for the better
Our services
Financial Planning
At a glance
- Work with an a financial coach
- Get a personalised forecast of your finances from now to retirement
- Financial guidance you can choose to act on
Who’s it for?
- Individuals with up to £200k to invest from existing savings, pensions & investments
- Individuals more than 5 years from retiring
Wealth Planning
At a glance
- Work with our wealth strategy team – including a qualified financial adviser and planner
- Grow and protect what you’ve built – with tax-efficient strategies, retirement planning and inheritance tax planning
- Tailored advice for complex wealth needs
Who’s it for?
- Households with £200k+ to invest from existing savings, pensions & investments
Our approach
Everything in one clear forecast – built around your life
Pensions, savings, investments…it’s hard to be sure how they all fit together now and in the future.
We bring everything into one clear, visual forecast – so you can see where you are today, where you’re heading and what to do next.
Invest in your future with confidence
Our online investment platform gives you everything you need to help your money work harder.
- Portfolios managed for you by investment professionals
- Simple and straightforward experience
- Keep track of your performance anytime, in one place
- Access to guidance and support when you need it
Meet the team
Our passionate team of experts
Our coaches and planners offer education and support to help you get clear on your money.
Our advisers are qualified to give regulated financial advice and personal recommendations when you need them.
Mooka
Tim
How Octopus Money works
Get started
With a free video chat
- Discuss your plans for the future and show how we could support
- We’ll help you understand exactly what you’re getting – and what it costs – before you pay anything
- Create a financial checklist and build your personal profile
Your plan
From £299
- We start with your goals – so we can help you create the future you want
- Over a few 1-to-1 sessions, we bring everything together
- Get financial guidance or regulated advice to help you put your plan into action
Actions
Optional investing
- We’ll review any questions you might
- Choose to invest in a SIPP, GIA or Stocks and Shares ISA at an additional cost
- Review other actions like combining your pensions and building your emergency fund
Our story
Over 25 years of industry experience
We’re part of the Octopus Group – a family- and employee-owned business that’s been doing things differently for 25 years. We set out to build businesses that will outlive us and create a better world for future generations.
2000
It all started with Octopus Investments. Today, that company manages £9.6 billion* of assets and offers investment solutions to help with estate and tax planning.
2015
Octopus helped launch Octopus Energy – now the UK’s most loved energy provider, with a mission to make energy better for people and the planet.
2023
Octopus Money was born to make investing and high-quality advice available to more people at a fair price.
We’ve been named
Advice Firm of the Year!
At the Money Marketing Awards 2025, we were recognised for our mission – transforming the way people experience financial planning.
See how we help people like you**
* Funds Under Management data includes undrawn commitments, funds under advisory mandates and funds monitored, and is based upon the latest information available at the time of the calculation. The figure includes Octopus Investments, Octopus AIF Management and Octopus Investments Australia.
**All examples and actions outlined are illustrative and do not consist of personalised guidance or advice for you