Your dreams, your money, your plan

Turn your dreams into reality with a plan and investing recommendations made especially for you.


Start with a free chat


Chemistry check…make sure it’s right for you


Get your personalised money plan and investing recommendations

Make your money go further

Talk to a real person

Ditch the robots and get help from a human. We match you with an expert to answer all your questions and chat about your goals.

Get a personalised money plan

Log in to your very own financial plan and chart a clear path to whatever you’re dreaming of.

See your financial future

See a long-term forecast of all your finances – all in one place. Check if you’re on track and explore the different choices you can make with your money.

Get help taking action

Get started investing, sort your pensions and much more.

Get a plan for whatever you’re dreaming of

A house in the country

What it costs



First things first. Meet for a chat, discuss your goals and money questions and see how Octopus Money can help.



Get personalised help to build a long-term forecast and action plan for all your life goals, from now until retirement.

Jargon-free money advice – from our team to your inbox

Not ready to start chatting about your goals just yet? That's ok! You can still get money advice from the team at Octopus, straight to your inbox. Our newsletter drops just once a month – so fear no spam.


Frequently Asked Questions

How is it different from other financial apps?

Well, we're not just an app for starters!

There are so many great money apps out there (we use lots of them ourselves!) – but unlike nearly every other app, we give every client direct, 1-to-1 access to their very own money coach. No chat bots. No message boards. Your coach will get to know you and your goals, build a personalised plan and be on call whenever you need it.

Can I try the service before signing up?

Of course you can! It’s really important that you feel comfortable with your coach and understand all the ways we can help you with your money plans. In fact, we give everyone (yes, everyone) one free session with one of our accredited coaches to make sure you get on, hear their initial tips and make sure the service is right for you.

What will happen during my free Starter Session?

Your first session will last around 30-45 minutes.

First, we'll ask you a bit about your current circumstances and any money goals you have in mind. If you don’t have any goals, that's okay – we can help you come up with some that are important to you.

Then, once we know a bit about you, we'll suggest which areas of your finances most need attention, and highlight the opportunities and challenges in front of you. These will be general tips and tricks, as we'll only be sharing our initial thoughts.

Finally, we'll explain our planning service, where we can build a custom money plan for your goals, and you can decide whether it’s right for you.

Who is it for?

We're for anyone who wants to make more of your money and feel on top of your finances.

Here are just a few of the reasons we hear most often from clients:

  • “I want help buying my first property ASAP.”
  • “I’ve got kids on the way and I want to make sure my finances are in order.”
  • “I’ve got several big goals in mind and I want to check I’m saving for them all in the best way.”
  • “I’m thinking ahead to retirement and want to make sure I’m going to have enough.”
Do I have to be a UK resident to use Octopus Money?

Yes, for the time being, you must be a resident and taxpayer of the UK to use our services. That’s because our technology and recommendations are all customised for the UK – including UK tax rules, legislation that applies to UK pensions and other guidance particular to the UK money system.

Unfortunately, we also cannot help US citizens or dual-citizens.

Can my partner join too?

Yes! If your partner would like to join the session, they are more than welcome to do so. Your coach will view your finances as a whole, and there’s no additional cost for including your partner in a financial plan, if you choose to sign up to the full Octopus Money service.

Octopus Money Limited is an appointed representative of Octopus Investments Limited which is authorised and regulated in the UK by the Financial Conduct Authority. Registered office: 33 Holborn, London EC1N 2HT. Registered in England & Wales under No. 14069098.

Octopus Money is a trading name of TW11 Wealth Management Limited. Registered in England and Wales (No. 10339119). Authorised and regulated by the Financial Conduct Authority. Our Financial Services Register number is 763630.

As with all investing, your capital is at risk. If you choose to invest with Octopus Money, the value of your investments can go down as well as up and you may get back less than you invest.