Your dreams, your money, your plan

Well, we're not just an app for starters!

There are so many great money apps out there (we use lots of them ourselves!) – but unlike nearly every other app, we give every client direct, 1-to-1 access to their very own money coach. No chat bots. No message boards. Your coach will get to know you and your goals, build a personalised plan and be on call whenever you need it.

Of course you can! It’s really important that you feel comfortable with your coach and understand all the ways we can help you with your money plans. In fact, we give everyone (yes, everyone) one free session with one of our accredited coaches to make sure you get on, hear their initial tips and make sure the service is right for you.

Your first session will last around 30-45 minutes.

First, we'll ask you a bit about your current circumstances and any money goals you have in mind. If you don’t have any goals, that's okay – we can help you come up with some that are important to you.

Then, once we know a bit about you, we'll suggest which areas of your finances most need attention, and highlight the opportunities and challenges in front of you. These will be general tips and tricks, as we'll only be sharing our initial thoughts.

Finally, we'll explain our planning service, where we can build a custom money plan for your goals, and you can decide whether it’s right for you.

We're for anyone who wants to make more of your money and feel on top of your finances.

Here are just a few of the reasons we hear most often from clients:

• “I want help buying my first property ASAP.”
• “I’ve got kids on the way and I want to make sure my finances are in order.”
• “I’ve got several big goals in mind and I want to check I’m saving for them all in the best way.”
• “I’m thinking ahead to retirement and want to make sure I’m going to have enough.”

Yes, for the time being, you must be a resident and taxpayer of the UK to use our services. That’s because our technology and recommendations are all customised for the UK – including UK tax rules, legislation that applies to UK pensions and other guidance particular to the UK money system.

Unfortunately, we also cannot help US citizens or dual-citizens.

Yes! If your partner would like to join the session, they are more than welcome to do so. Your coach will view your finances as a whole, and there’s no additional cost for including your partner in a financial plan, if you choose to sign up to the full Octopus Money service.