Investments and Pensions
Invest in your future with confidence
Choose from a simple range of ready-made portfolios, managed by experts.
Why invest with Octopus Money
Expert managed
Your money is invested in globally diversified portfolios, built and regularly rebalanced by professionals.
Good value
We choose low-cost funds from across the market to keep costs down – so more of your money stays invested and working for you.
Trusted
Part of Octopus Group – managing investments for more than 25 years.
Choose the right account for you
Stocks & Shares ISA
Make your money work harder – without paying tax on your returns
- Invest up to £20,000 each tax year
- No capital gains tax or income tax
Perfect if you’re looking for a tax-efficient way to grow your wealth
General Account
Invest as much as you like, whenever you like
- No annual limits on how much you can invest
Perfect if you want a flexible account and have used your ISA allowance
Pension
Take control of your retirement
- Get tax relief on contributions (up to 45%)
- Invest up to £60,000/year (or your earnings)
- Access your money from age 55 (rising to 57 from 2028)
Perfect if you’re thinking long-term and want to grow your retirement savings more effectively
Remember, the value of investments can go up and down, so you may get back less money than you put in.
If you’re not sure whether investing is right for you, we can help.
We’ll build a personalised financial plan around your goals and recommend:
- Which accounts to open
- Which portfolios to invest in
- How much to invest now and each month
