Start with a free chat

Build your plan together

Put it into action

I’m a Financial Adviser within the Advice Team at Octopus Money – also holding qualifications in Mortgage Advice, Equity Release, Long-Term Care, and Defined Benefit Pension Transfers.

I’ve been in financial services for over 20 years, in various client-facing roles within a large UK bank, and subsequently in my true area of passion – financial advice. Think of me as a Martin Lewis type figure, someone with a long-standing desire to help people understand and manage their finances, turn complexity into simplicity, and put clients and their families in the best possible position.

Why Octopus? Quite simply the ethos right from the very top and the people. We’re addressing many of the key areas that the industry just hasn’t been able to get right – value for money, clarity, approachability, and true ongoing support.

I’m a proud dad of two young “energetic” children and my passions outside of personal finance are as an all-round sports enthusiast (watching, playing, and debating) and purveyor of home grown vegetables.

Claims to fame? I’ve never had a filling or a broken bone, I can do a terrific levitation trick, and I finished 214th out of 7.6 million entrants in Fantasy Premier League.

I’m saving for a garden office (a place to hide).

Tim Wood

Meet the team

Emma Daly

Senior Paraplanner

I help people make sense of their finances – retirement, inheritance, or complex matters.

Klaudia Oprzędek

Client Support Executive

 I gather client information and keep them informed to support clear, holistic advice.

Silvia Smullen

Client Support Executive

I understand each client’s situation and keep them updated to deliver thorough, clear guidance.

Who do we specialise in supporting?

  • Those with £200K+ in savings, pensions or investments
  • People navigating complex financial decisions
  • Those wanting to protect their wealth and use it wisely

How it works

More about our pricing

Get started

With a free video chat

  • We’ll help you understand exactly what you’re getting – and what it costs – before you pay anything

  • We’ll help you create a financial checklist and build your personal profile

Planning

From £299

  • We start with your goals – so we can help you create the future you want

  • Over a few 1-to-1 sessions, we bring everything together in a simple, visual financial forecast – so you know exactly where you stand and where you’re going

  • We’ll make specific recommendations about what’s right for you

Investing + Advice

From 1.25% (all-in)

  • We build and manage an investment portfolio for you – so your future is in expert hands

  • Your plan is yours for life – with ongoing advice, you’ll always have access to 1-to-1 support to navigate life’s twists and turns
Book my session