Offering Comple Club members trusted financial guidance

We’ve partnered with Comple Club to give their members access to financial planning at a discounted rate.*

Get started with a free intro session – no strings attached!

*Normally £299 for Planning, Comple Club members pay just £269.

How it works

Step 1

Book your free Starter Session

It starts with a conversation about your goals. Choose a convenient time for a video call to meet our team.

Step 2

Tell us about yourself

Before we meet, we’ll send a short questionnaire. The better we understand you, the more we can help.

Step 3

Get your financial plan

We’ll bring your future to life with a timeline of your goals, alongside all the pieces of your financial life.

Step 4

Start putting it into action

Whether it’s sorting your old pensions, setting up an ISA, getting a will and much more…we’re here to help.

What is financial planning?

A financial plan is the secret to feeling confident about your finances and how to make the most of your money.

It’s not a monthly budget. It’s a strategy that tells you exactly how to fund your long-term goals (like homes, kids, weddings, retirement and more). It’s the action plan with the power to change your financial future.

It’s easy to put off financial planning because of time or stress, but waiting can mean falling behind on the future you want. Without guidance, costly mistakes are common. Everyone needs a financial plan — especially if loved ones depend on you.”

Tom Francis

Head of Personal Finance

What it costs

Fair, transparent pricing that’s 7x more affordable than the industry average.1

Getting Started

Creating your financial plan

Get help before you invest. We’ll work with you 1-on-1 to build a personalised financial forecast and action plan around all your goals.

Industry Average1

£2,000

Octopus Money

£299 £269

Ongoing

Investment & pension advice

Once you have your plan, we’ll manage your investments and pensions for you, alongside 1-to-1 ongoing advice and catch-ups every year.

Industry Average1

1.9%

Octopus Money

From 1.15%

From your investments


(per year)

Is this service right for me?

It’s perfect for you if…

  • You want help from a real human, not just a digital tool
  • You’ve got financial goals that are more than 5 years away (could be a home, your family, retirement or more)
  • You want to optimise your finances to reach your goals
  • You’ve already started building some savings
  • You’re curious about investing or how to take control of your pension

It’s not right for you if…

  • You’re retired and have started accessing your pension
  • You plan on retiring in the next 5 years
  • You want advice on how to start taking money from your pension
  • You’re in debt crisis or want advice on how to manage your debt
  • You’re not a UK resident
  • You’re a US citizen or US dual-citizen

See how we help people like you

Securing your family’s future
“Very supportive and encouraging. I really feel like I have someone who is helping me plan for the future and create a strategy that will benefit my family in the future.”
Retiring early
“I’m feeling more confident about retirement now – we’ve put a clear plan in place, and I’m on track to retire even earlier than I thought.”
Buying a dream home
“I’m so excited – I can finally see exactly when I’ll be able to buy my dream home. Having a clear plan makes it feel real.”
Growing your family
“I felt really understood. As a woman, she understood why I might want to reduce work or take a break for my family. We worked together to build this into my plan.”
Leaving a legacy
“Really knowledgeable and quickly focussed in on what would benefit me most – inheritance tax, lasting power of attorney and when I’d actually like to retire. I’m feeling more confident about my plans.”

Comple Club Customer Offer:
Terms & Conditions

  • Eligible Comple Club members get 10% off Octopus Money’s Financial Planning or Wealth Planning service. 
  • Octopus Money reserves the right to verify that any email address submitted as part of the offer is valid and associated with a Comple Club account. By taking advantage of this offer, you agree that we may take reasonable steps to confirm your eligibility, which may include checking the domain of your email address or contacting you for further information. We may withhold or withdraw any discount or promotional benefit if we reasonably believe that the eligibility criteria have not been met.
  • Financial Planning and Wealth Planning will be provided by Octopus Money whose terms and conditions will apply.
  • All customers who sign up for an initial session are invited to fill in a questionnaire for Octopus Money to learn more about their finances and goals.
  • After the free starter session, Comple Club members can then decide whether to go ahead with the Planning Session costing £269 for two sessions (usually £299) with Octopus Money’s coaches or financial advisers producing a financial plan.
  • If, after the initial free starter session, Octopus Money does not deem the Comple Club member suitable for either the Financial Planning or Wealth Planning service, it may refer customers to other services it provides. 
  • Comple Club members must provide the email address that’s linked to their Comple Club account when signing up. 
  • Comple Club or Octopus Money reserves the right to withdraw or amend this offer at any time.
  • Except for liabilities that cannot be excluded by law, Comple Club accepts no responsibility for any damage, loss, liabilities or disappointment incurred or suffered by you as a result of you signing up to a free session with Octopus Money or any subsequent Planning or Action Sessions.