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What I love most about being a money coach is making a tangible difference in people’s lives. I want to help them reach that point where they realise they are in control of their finances and not the other way around. Helping people replace stress with confidence and make empowered financial decisions is incredibly rewarding.

After several years of working in audit at a Big 4 accounting firm, I took a career break that made me face the reality of a dip in my finances. It opened my eyes to how much mindset, not just maths, drives our money choices. As I rebuilt my financial foundation, I felt a growing pull to help others do the same. So many people are smart, capable and hardworking, but still feel lost or stuck when it comes to money. That’s what led me to become a money coach; to bridge the gap between knowledge and action. 

When we work together, you’ll be met with empathy and zero judgment. I’ll support you in creating a personalised plan that aligns with your goals, lifestyle and values. Whether it’s improving your budgeting, planning for saving for a home, or your children’s future or building a strong retirement strategy and lots more. We will break everything down into simple actionable steps. Because as the saying goes, ‘a goal without a plan is just a wish’.

What makes working with a money coach so powerful is the accountability, clarity and encouragement you gain. You don’t have to do it alone. With the right support, you can make smarter choices, build stronger habits and create a future you’re proud of. 

Urvashi Karia

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What clients say

Securing your family’s future
“Very supportive and encouraging. I really feel like I have someone who is helping me plan for the future and create a strategy that will benefit my family in the future.”
Retiring early
“I’m feeling more confident about retirement now – we’ve put a clear plan in place, and I’m on track to retire even earlier than I thought.”
Buying a dream home
“I’m so excited – I can finally see exactly when I’ll be able to buy my dream home. Having a clear plan makes it feel real.”
Growing your family
“I felt really understood. As a woman, she understood why I might want to reduce work or take a break for my family. We worked together to build this into my plan.”
Leaving a legacy
“Really knowledgeable and quickly focussed in on what would benefit me most – inheritance tax, lasting power of attorney and when I’d actually like to retire. I’m feeling more confident about my plans.”