Start with a free chat


Chemistry check… make sure it’s right for you


Get your personalised money plan

One call for all things money

Talk to a real person

Ditch the robots – get personalised help from a human

Judgement-free zone

Ask us absolutely anything

See your future

Explore different scenarios and trade-offs

Step-by-step plan

Get your own step-by-step action plan

Hi, I’m Mooka (pronounced like the coffee, ‘Mocha’).

My focus is on bridging the gap between personal finance and personal development to help others declutter their finances and budget with purpose.

Raised in the Zambian diaspora, I’ve been blessed with parents who have strong ethics and taught me the value of maximising every penny. My enthusiasm for personal finance didn’t start until I studied my BSc and MSc in Actuarial Science, where I began diving deeper into money-saving strategies and budgeting styles as a hobby.

I entered the workforce with a determination to hit my goals of paying off debt and saving for buying my first home as quickly as possible, but my hustle became my life. My wake-up call was a conversation I had with a family member that made me realise I needed a mindset shift, I needed balance. My mission is to help you avoid my mistakes so that you can achieve financial freedom without neglecting your relationships, mental health, and the things that matter most to you. I serve with this in mind with the hope that you can look back on your journey and think “That was all worth it!”

When I’m not coaching, you can find me either singing, composing music, or playing some form of sport. I also love exploring other cultures and travelling to visit friends and family – in most cases, I find a way to do both at the same time!

What clients say

“Informative, knowledgeable, friendly and supportive. I feel really excited for start taking action towards my financial goals.”
“Excellent and friendly advice. It’s motivated us to carry out important planning that we should have done years ago, and great ideas for how to plan for the future too.”
“After just 2 calls I feel so much better about my finances and making short and long term plans – such peace of mind.”
“Great service! Have recommended to other members of the team. Has been pushing me to do things I had set a side for a while. I’m thankful.”
“Very approachable and down to earth, great sessions that are very specific to my needs.”

What it costs



First things first. Meet for a chat, discuss your goals and money questions and see how Octopus Money can help.



Get personalised help to build a long-term forecast and action plan for all your life goals, from now until retirement.

Octopus Money Limited is an appointed representative of Octopus Investments Limited which is authorised and regulated in the UK by the Financial Conduct Authority. Registered office: 33 Holborn, London EC1N 2HT. Registered in England & Wales under No. 14069098.

Octopus Money is a trading name of TW11 Wealth Management Limited. Registered in England and Wales (No. 10339119). Authorised and regulated by the Financial Conduct Authority. Our Financial Services Register number is 763630.

As with all investing, your capital is at risk. If you choose to invest with Octopus Money, the value of your investments can go down as well as up and you may get back less than you invest.