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After over a decade as a VAT officer reviewing the accounts of companies of all shapes and sizes, I moved into NHS finance, focusing on the continuous improvement of financial processes to build in system efficiencies and find savings which could be redirected into front line care.

Whilst our own personal budgets are somewhat smaller, good financial management is just as important. Healthy finances reduce the stress on our daily lives and creating financial plans help us achieve our dreams.

As a mother to two sons, it soon became obvious to me that money management and even a basic understanding of financial options and products wasn’t covered in depth in schools. I have always sought to plug this knowledge gap for them and give them the confidence to make good financial choices.

Here at Octopus MoneyCoach, we can do that on a much wider scale and I am able to combine my financial and tax experience with our great planning software to paint a picture which helps my clients understand what is possible and how to achieve their goals.

Away from work I enjoy playing table tennis and taking part if the local pub quiz. I’m an avid traveler aim to fit in as many holidays as possible each year.

Kathryn Farmery

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What clients say

Securing your family’s future
“Very supportive and encouraging. I really feel like I have someone who is helping me plan for the future and create a strategy that will benefit my family in the future.”
Retiring early
“I’m feeling more confident about retirement now – we’ve put a clear plan in place, and I’m on track to retire even earlier than I thought.”
Buying a dream home
“I’m so excited – I can finally see exactly when I’ll be able to buy my dream home. Having a clear plan makes it feel real.”
Growing your family
“I felt really understood. As a woman, she understood why I might want to reduce work or take a break for my family. We worked together to build this into my plan.”
Leaving a legacy
“Really knowledgeable and quickly focussed in on what would benefit me most – inheritance tax, lasting power of attorney and when I’d actually like to retire. I’m feeling more confident about my plans.”