STEP 1

Start with a free chat


STEP 2

Chemistry check… make sure it’s right for you

STEP 3

Get your personalised money plan

One call for all things money

Talk to a real person

Ditch the robots – get personalised help from a human

Judgement-free zone

Ask us absolutely anything

See your future

Explore different scenarios and trade-offs

Step-by-step plan

Get your own step-by-step action plan

BOOK MY SESSION

Get to know your coach…

“There’s nothing more rewarding than being part of someone’s life-changing financial journey—helping them shift from stress to confidence, one smart money move at a time.”  Before becoming a Financial Coach, I worked in investment banking as a software developer and hold a PhD in biosciences. But my true passion has always been empowering others—which led me to found Aray Wellbeing CIC, a not-for-profit focused on personal and professional growth. Through this work, I saw how financial stress holds people back, and I knew I could help. Now, I combine my financial expertise with one-to-one coaching to simplify money management, spark excitement about personal finance, and give clients the tools to take control—whether they’re saving for big goals, building security, or just creating healthier habits. For me, it’s about turning anxiety into action and opening doors to a brighter future.  Money doesn’t have to be complicated—or overwhelming. As your coach, I’ll break it down into simple, actionable steps tailored to your life. Whether you’re tackling debt, investing for the first time, or just want to feel more in control, I’ll help you build confidence, clarity, and a personalised plan that actually works.  It’s that ‘lightbulb moment’—when finances finally click, and clients feel motivated to take charge. But the real magic? The ripple effect: better sleep, less stress, and stronger relationships. Money worries are the #1 cause of anxiety in the UK, but with the right guidance, financial clarity can transform every part of your life. That’s why I do this—to help people unlock not just wealth, but peace of mind. 

What clients say

“Informative, knowledgeable, friendly and supportive. I feel really excited for start taking action towards my financial goals.”
“Excellent and friendly advice. It’s motivated us to carry out important planning that we should have done years ago, and great ideas for how to plan for the future too.”
“After just 2 calls I feel so much better about my finances and making short and long term plans – such peace of mind.”
“Steve has encouraged us to critically consider what is most important to us, what our future aspirations are and what we need to achieve financially to get there.”
“Very approachable and down to earth, great sessions that are very specific to my needs.”
“She is always friendly, approachable and professional in her manner. No issue is too complicated for her and I feel safe and calm during her session.”

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What it costs

STARTER SESSION

Free

First things first. Meet for a chat, discuss your goals and money questions and see how Octopus Money can help.

GET STARTED

PLAN YOUR GOALS

£299

Get personalised help to build a long-term forecast and action plan for all your life goals, from now until retirement.