WELCOME TO OCTOPUS MONEY
We’re here to help make your money work harder for you
At Octopus Money, we bring together real, friendly people with powerful digital tools to help you make your life dreams a reality.
Work 1-on-1 with your dedicated financial planner to build a financial plan that’s right for you and your family. Then put your investments on autopilot with tailored recommendations from our digital adviser.
Invest in the way that’s right for you
Let us take the guesswork out of investing.
We’ll help you make sure you’re saving the right amounts for the future you want and recommend a personalised portfolio that meets your needs.
Manage your investments in a few taps
☑ Personalised financial plan
☑ The right investment portfolio for you
☑ Keep track of your investments
How it works
STEP 1
There’s no ‘one size fits all’ solution when it comes to investing. So we start with understanding you and your goals.
STEP 2
When we know what’s important to you, we build you a custom financial forecast and plan, to give you a full picture of your finances.
STEP 3
Our digital advice tool will match you with the optimal portfolio, from our our range of expertly managed, whole-of-market portfolios.
STEP 4
We’ll transfer over your money in any existing investments, and look after these on your behalf year after year.
Meet your dedicated financial planner
Book an introductory session with no strings attached. Learn about how we work with customers and ask any questions you have.
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Frequently Asked Questions
Who is Octopus Money?
Octopus Money is a company working to make money advice accessible to everyone. Through a hybrid approach of experienced coaches, advisers and technology, Octopus Money works with customers across the country to help them see where they really stand financially, and take the first steps to turn their dreams into reality.
Our financial planning and advice technology helps people track progress toward their goals, recommends the best investment strategy for them, and helps them take action on their pensions and investments.
Octopus Money is part of Octopus Group. Founded in 2000, Octopus is a group of entrepreneurially-minded businesses, each built on the belief that people deserve better.
Why should I invest with Octopus Money?
The Octopus Money investment accounts, powered by our ongoing advice service, include 1-to-1 financial planning and regulated investing advice, designed to help you improve your financial future.
We can help…
- Recommend and manage the investments which suit you
- Recommend how much you should contribute in order to reach your long-term goals
- Keep you on track with included access to financial coaching, planning and content
- Make it simple for you to review and manage your long-term investments alongside your financial forecasts
Will my investments be in safe hands?
Yes! Your money will be in safe hands.
Octopus manages over £13.4bn* of investments. In addition, the Financial Services Compensation Scheme (FSCS) protects your money, up to £85,000, in the event that your investment firm fails.
*Funds under management data includes undrawn commitments, funds under advisory mandates and funds monitored. It also includes funds under the management of Octopus Renewables Limited. As of 31st December 2023.
What are the risks of investing my money with Octopus Money?
As with any investments, there are risks that the value of the investments will fall as well as rise. These risks are reduced by ensuring you are invested at an appropriate level of risk, and in a diversified, managed portfolio.
What services does Octopus Money offer?
Octopus Money offers a range of services that covers everything you need to plan your future, and optimise your short, medium and long term finances. This includes:
- Money Coaching, Planning and Advice – We are the UK’s largest provider of money coaching, and our teams of coaches, planners and advisers use powerful technology to help clients plan their future and optimise their finances.
- Savings, Investments & Pensions – We help clients to grow their money for the medium and long term, and provide advice on how much and where to save and invest.
- Other Financial Services – We also provide help with mortgages, life insurance, wills and lasting power of attorney.
Do I have to be a UK resident to use Octopus Money?
Yes, for the time being, you must be a resident and taxpayer of the UK to use our services. That’s because our technology and recommendations are all customised for the UK – including UK tax rules, legislation that applies to UK pensions and other guidance particular to the UK money system.
Unfortunately, we also cannot help US citizens or dual-citizens.
